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08-12-2017, 01:07 AM (Dit bericht is het laatst bewerkt op 08-12-2017 om 01:24 AM door DeAdSeYe.)
Bericht: #501
RE: Star Citizen: Squadron 42 (wing commander, privateer)
(07-12-2017 10:31 PM)zoog schreef:  Zijn die in-game verzekeringen een beetje betaalbaar? Als in, is het zo’n typische kostenpost waar je nooit naar om kijkt zoals de service fee van een GTA online garage? Tongue2 Of is het wel echt werk aan de winkel om genoeg inkomsten te hebben om (waardevolle)
Schepen verzekert te houden, en dus ook een serieus element van het spel.

Hier is een stukje van hun insurance FAQ.

One major issue we’ve seen come up time and again in the past week is that of ship insurance. What does it mean, how do you get it, who is eligible and so forth. We’ve put together the following short FAQ document to try to explain the topic:
What is insurance?



Pilots in Star Citizen can purchase insurance policies for their ships, modifications and cargo. This ensures that your ship will be replaced and/or its modifications and cargo will be subsidized should you be destroyed in a fight or accident. As in real life, insurance policies must be maintained: you must pay a regular fee in galactic credits (the in-game currency) or your policy will lapse and you will not receive a payout or a ship replacement when your ship is destroyed.


Will this Insurance cost a lot?
Like in real-life insurance should be a relatively small part of your regular in game expenses which will also include paying landing fees, trade tariffs (if in a system with lots of infrastructure and law and order), fuel (if you don’t collect it yourself from a gas giant), buying cargo to trade, hiring help, making upgrades to your ship or even buying a whole new ship.
Some of the additional policies like upgrade or cargo insurance will be rated based on risk levels. Risk level 1 being the safest systems and risk level 5 being the most dangerous system that is insurable for cargo or upgrades. Any risk level over 5 is un-insurable. A risk 3 policy for cargo will cover you for all cargo losses in a risk 3 system or below. The higher the risk level of the policy the more it will cost. As with the base insurance this will not be crippling financially but instead be a reasonable running cost that relates to the risk / reward profile of the systems flown.


What happens if I don’t have insurance?
Your character will have to buy a new ship with any credits he has, or if he doesn’t have enough credits fly missions for a third party (both NPC and player) until he’s earned enough to buy his own ship again.


Will my insurance carry over to ships I earn in the finished game?
No, and you cannot transfer insurance policies from one ship to another.

Can I use my insurance as an excuse to simply ram other ships to death knowing I will get my ship back?
You can, but this will be a very bad idea as it is inconvenient and time consuming in getting your replacement ship ready to go again. Additionally there will be an increasing delay in replacing your ship every time you make a claim within a certain period of time.

Can I insure alien or one-off ships?
You can not insure them through the standard UEE-bonded insurance process, although other options will be available. The only exception is the limited number of Vanduul fighters sold through the RSI site during the pledge campaign; these ships do have lifetime insurance included.

What will you do to combat insurance fraud?
A ship cannot be sold without a legitimate hull id code. Claiming on the insurance policy invalidates the hull code on your previous ship, so if it was captured or stolen the new owner will be unable to sell the ship at a regular ship dealer. Additionally if you have claimed on a policy and someone is flying the stolen ship in a well policed system, the hull id will mark it as a stolen ship, the law will be after you and landing privileges will be denied on any lawful planet. You will be able to fly a “hot” ship to the less savory parts of the Star Citizen universe, where you will probably be able to land and may be able to purchase a fake hull id code, but it will take effort and not necessarily be cheap.
Finally the Advocacy takes insurance fraud very seriously. If it can be proven that a player has colluded with another player to defraud the insurance company, that hull’s lifetime insurance will be invalidated and the player may have to pay a large amount of credits to keep their record clean and not be marked as a wanted criminal.

"Your uselessness is epic"
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09-12-2017, 09:47 AM (Dit bericht is het laatst bewerkt op 09-12-2017 om 09:47 AM door zoog.)
Bericht: #502
RE: Star Citizen: Squadron 42 (wing commander, privateer)
Dat laatste item vind ik wel mooi: insurance fraud Smile

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